Already in the nearest Monday, July 14th, millions of clients of the largest Polish bank, PKO Bank Polski, must prepare for temporary difficulties. The bank has officially reported planned service work that will block access to the key features of the popular IKO mobile application per hour. This means that there may be problems with logging in during the night, and more importantly with the execution of close-up payments and BLIC codes. Although the break is short, its word may surprise people returning late home or planning to store online at night. The Bank calls for prior planning of all crucial financial operations to avoid unnecessary stress and problems with access to its resources. It is worth taking this communication seriously, especially if you trust only on mobile payments all day.
Key functions of IKO not available. What precisely won't work?
The PKO Communication of the Bank of Poland is very precise and indicates which services will be covered by a method break. The difficulties will mainly affect operations requiring an active connection to the central systems of the bank. Customers must anticipate that at the appointed time They won't be able to:
- Log in to the IKO app – checking the balance, transaction history, whether a transfer order will be impossible.
- Use proximity payments by phone – this function, based on HCE technology, will be temporarily suspended.
- Generate and usage BLIC codes – this applies to both payments in fixed and online stores, as well as withdrawals from ATMs or telephone transfers.
The bank at the same time calms down that not all services will be blocked. Traditional payment cards should operate without any disruption – both debit and credit. Customers will be able to easy pay them at store terminals and pay cash from ATMs. The break only applies to functionality straight linked to the IKO application, so having a physical card with you will be the safest solution at the time.
The exact hours of the method break. erstwhile should we stay vigilant?
PKO The Bank of Poland has precisely defined the timing of the planned work. method break will begin in Monday, July 14th, 11:00 p.m. and will last until midnight (00:00 p.m.). It is only 1 hour, but the time chosen, though with low activity, may be embarrassing for any users. People working on a night shift, travelling back or planning to usage transport services specified as taxis, may encounter payment problems if they trust on a BLIC or a phone.
It is worth remembering that IT systems request a minute to full stabilise after the service is completed. Although the bank plans to complete work at midnight, in practice the full functionality of the IKO application can come back a fewer or respective minutes later. Therefore, if you have an urgent request to execute a mobile operation just after midnight, it is worth giving the strategy a minute to “start” and effort again after a fewer minutes to avoid possible errors.
How to prepare for obstacles? Bank appeals to customers
In order to minimize the negative effects of the method break, PKO Bank Polski encourages clients to act proactively. The most crucial regulation is plan all key financial operations before 11:00 p.m. on Monday. This simple action will avoid tense situations and supply financial liquidity at a critical moment. What precisely is worth doing?
- Make crucial transfers early – if you gotta pay your bills or another obligations with a payment deadline for Monday, do so during the day.
- Pay cash – if you are planning on going out or buying in the evening and usually paying by phone, keep a tiny amount of cash with you as collateral.
- Remember your physical payment card Make certain it's in your wallet. Card payments will work flawlessly and constitute the best alternative.
- Do online buying before break – if you were planning to take advantage of the evening promotion in the online store, finish the transaction before 11:00.
With this preparation, the planned method break will become virtually insensitive. This is simply a regular action that is intended in the long word to improve the quality and safety of the services we usage all day.
Why is PKO BP doing maintenance work? It's about safety.
Customers may ask themselves why specified breaks are necessary. PKO Bank Polski explains that regular service work is simply a standard procedure in the financial sector, key to ensuring the highest level of safety and stableness of banking systems. During specified breaks, technicians implement updates, introduce safety improvements and optimise infrastructure operations so that it can handle millions of operations performed by IKO users all day.
In a time of expanding cyber threats, regular strategy modernisation is an absolute necessity. This work allows not only to defend client funds, but besides to prepare the application for the implementation of fresh functions in the future. The bank apologizes for any inconvenience, while stressing that it is essential for the IKO application to stay a reliable, modern and above all safe tool. Upon completion of the work, customers will be able to re-use the full application capabilities without any restrictions.
Read more:
PKO BP shuts down IKO. Monday, you won't pay by telephone or near!
