Parents catch their heads. We're releasing a school horror receipt for 2025!

The end of the vacation is the beginning of a financial marathon for many Polish families, and 2025 is expected to be record-breaking in this respect. Although officially education in Poland is free, reality brutally verifies these assumptions. School horror receipt It's not just a catchphrase anymore, but a real problem that parents face. It consists not only of textbooks and notebooks, but besides of a number of fees which seem tiny at first glance, but after summing up, they form an amount heavy charged to the household budget. This year there are 3 items on the list of expenses: the insurance of the NNW, the contribution to the parent committee and the “free” expedition, which in practice generates hundreds of gold costs. Parents are becoming more and more discontented, indicating that preparing a kid for school is becoming a luxury. We're looking at precisely what amounts to be reckoned with and where to look for savings.

NNW insurance – are you certain compulsory?

One of the first expenses parents meet at the beginning of the school year is the proposal for insurance against the consequences of accidents (NNW). Schools frequently present a group offer, suggesting that it is simply a mandatory element. Nothing more wrong. The student’s NNW insurance is entirely voluntaryand the parent has no work to usage the policy offered by the facility. This is worth remembering due to the fact that group offers, although convenient, are not always the most advantageous.

The cost of specified insurance at school usually varies from 40 to 80 PLN Next year. The problem is that these policies frequently have a low coverage and many exemptions. Before you make a decision, it is worth checking individual offers on the market. It frequently turns out that for a akin or somewhat higher amount you can get insurance of a much broader scope, including dental treatment after an accident or infirmary stay. Comparison of online offers takes respective minutes and can bring real benefits and better protection for the kid throughout the year, besides outside the school area.

Contribution to the parent committee. How much and what does that money go for?

The next permanent item on the school fee list is the contribution to the parent committee, frequently called the Parent Board. Here besides is the key word: contribution is voluntary. Nevertheless, many schools have strong social force to regulate it. The Directorate and educators frequently argue that these measures are essential for the appropriate functioning of the school, backing competitions, acquisition of awards, organisation of Children's Day or Nicholas.

The amount of contributions varies greatly and depends on the institution and the arrangements of the parents themselves. This is usually the amount 50 to 150 PLN per year per child. If you have 2 or 3 children in the same school, the sum is already significant. Although the goal is high, many parents ask themselves about the transparency of spending these funds. Under the law, the Parent Board should present yearly accounts. It is worth asking about them and actively participating in their activities to make certain that money is spent according to the intent and real needs of students.

Handbooks and expeditions – free only in theory?

The program of free textbooks for primary schools was intended to relieve the burden on parents' wallets, but in practice it was only a partial solution. Yes, basic books are provided by the school, but the list of additional mandatory purchases is long and expensive. It is here that the largest part of the school's panic receipt for 2025 is hidden.

Parents must finance themselves all exercise notebooks, textbooks for additional items (e.g. religion/ethics) and the full school expedition. The costs increase from year to year, and the prices of paper and plastic items are surprising. A complete expedition for 1 student is an expense of the order from 300 to even 700 PLN. What precisely is the money going to?

• Subject notebooks (often with a certain number of sheets and a certain colour)
• Drawing blocks, technical, colour paper
• Writing equipment: pens, pencils, pen
• Plastic articles: crayons, paints, brushes, plasticine
• Pen, backpack, shoe bag variable
• Dress for Physical Education

Many parents complain that schools require specific, frequently more costly product brands, which further increases costs. Planning purchases in advance and hunting for promotions becomes a necessity to last school fever without a wallet drain.

How to save on school expenses? applicable advice

Although the school horror receipt in 2025 can be frightening, there are ways to minimize spending. The key is simply a conscious approach and good planning. alternatively of passively accepting all costs, it is worth looking for alternatives. First of all, Do not be afraid to ask and verify. Check whether the NNW insurance offered by the school is the best option. Look for individual online policies – they frequently offer better conditions at a akin price.

In the case of school leave, Don't leave your buying at the last minute. The August promotions in supermarkets and discount stores are a large chance to stock up with notebooks and accessories at importantly lower prices. It is besides worth considering buying utilized textbooks for additional items or looking for them in electronic version, if allowed. besides remember that contributions to the parent committee and another funds are voluntary. If your budget is strained, you have the full right to quit your payment without any consequences for the child. Conscious management of expenditure will let to last the beginning of the school year without financial shock.