Some people gag that the implementation of specified ideas as a 0 per cent credit per flat could be spared and, by saving work to public offices, immediately transfer money from the pocket of Poles and Poles to bank accounts and developers. Or should we compose patodevelopers, for do you know those who are guided by something another than profit at the expense of safety or labour rights?
This black humour and abjectness have long since stopped laughing at anyone, due to the fact that there is no exaggeration in them. There is simply a bitter life alone, devoid of dignity in the form of peace of mind. Evidence of how bad it is don't gotta look far, due to the fact that most likely many of you can't afford to rent your own corner, let alone buy your own. The more privileged ones gag – again through tears – that easier, due to the fact that theoretically cheaper, you can buy a home in Spain than a studio flat in Warsaw.
This text is controversial, but not about moving abroad, and what hurts people in the alleged rent gap, i.e. in a group of around 40% of society, "about income exceeding the anticipation of applying for social housing (social and municipal housing), but earning besides small to get a mortgage".
However, if you request hard evidence in the form of numbers and circumstantial stories, the latest study of the City of Our Association provides them, which clearly indicates that housing policy not only does not entertain, but seriously concerns 74% of society. This is peculiarly about the last 5 years of government action, which can be considered lost, due to the fact that the deteriorating and hard housing situation, in which you do not fall under the roof or even the gutter, but on the anti-human market.
These are the most crucial lessons from the publication “From the rain to the market. In a housing crisis trap". The fruit of the work of activists and activists from the MJN will besides be on the desks of politicians, so let's hope that they will besides become acquainted with him as the fresh head of the Ministry of improvement and Technology Krzysztof Paszyk and Prime Minister Donald Tusk.
It's hard to fly out of a nest.
There is no uncertainty that the addressees of the repeated allegations of claimability and laziness – milienials and zets – are the main victims of the housing crisis, which, as pointed out by spokesperson MJN Maja Wróblewski, “was driven by the surrender of public institutions liable for building housing and marking it almost exclusively to the free market”. The rules of the game on the second are dictated by the masters of speculation, i.e. the flippers, the Januszes of the construction manufacture called the increasingly common patodeveloper, as well as the Landlords paying their own housing credits from the tenants' pockets.
From those who build apartments and want for millions of coins, constantly inducing prices, however, you will hear that you are to be glad that their margins are not as advanced as those of arms dealers or drug dealers. This is no joke. The owner of Dom improvement quoted in "Gazeta Wyborcza".
The effect should not surprise anyone. Horrendal prices for buying and hiring make more and more young adults not moving out of the home at all, due to the fact that they can't afford it, or they go back to their parents, encountering housing realities. They do this more frequently than people their age a decade or 2 ago. MJN, citing Eurostat data, indicates that almost 66% of adult Poles and Poles aged 18 to 24 cannot afford to fly out of the nest.
Against the European background, we are almost the worst due to the fact that the EU average is 50%. "What about Italian bamboccioni, for example" will you ask? Well, in this country, unlike Poland, the problem of housing is not a decisive condition for staying under the parental roof. According to the report, cultural issues or – as in another countries – unemployment are more important.
Meanwhile, Poles and Poles are gaining wealth, while at the same time increasing wealth inequalities, which do not go hand in hand with greater availability of housing resources. Moreover, the state of these resources is hard to measure positively. In the 21st century on the Vistula River, more than 1/3 of the population "lives in besides tiny apartments (according to experts to fill the alleged housing gap, i.e. to bring about a situation where the number of premises would be adequate to the population, Poland should have more than 2 million housing units)" and hundreds of thousands of them do not have access to the toilet (800 thousand) and the current water (400 thousand).
At the mercy of Landlord
W rented premises 5 people facing a hard housing situation, with uncertainty about tomorrow, cockroaches, tightness in tiny spaces, deficiency of privacy, having to watch over their grandmother's souvenirs and infunctional, damaged furniture or the inability to have children and animals.
“The owners, say, feel in any kind of right to ask possible tenants about their reproductive plans. They point out in the announcements that they will not rent an flat to people with children. And it's truly hitting women beautiful hard somewhere. I have any friends who are single moms and I know they had a very hard time renting an apartment. due to the fact that mostly the owners are talking about this regulation that you can't evict a individual with a child. And it's kind of a good thing you can't. It's beautiful apparent to me. It is hard for children to be homeless," says Kasia, quoted in the report, who admits that renting apartments in a large city equals low social status.
Why short? due to the fact that it excludes, for example, participation in culture, holidays or another needs, since most of your wage should be spent on this basic one. The rental prices jumped especially after the pandemic, erstwhile the marketplace players decided to usage the request force resulting, among others, from the "end of the duration of the outbreaks, erstwhile large social groups (such as university students) were temporarily excluded from the rental market" and the influx of war refugees from Ukraine to increase rents in most Polish cities.
I read that "between 2021 and 2023 in Warsaw they increased by as much as 30 PLN/m2 to 80 PLN/m2, which means that the 50-metre flat pays 1500 PLN more, which is now around 4000 PLN". How does this translate into a view of earnings? MJN states that "a individual working for the average Warsaw wage (in the enterprise sector) will spend about 60% of his wage for specified an apartment" and will practically not be able to postpone his own contribution.
Enough complaining, time for action
What is the housing market, everyone sees. MJN does not halt with diagnosis, but shows how another countries are dealing with housing problems and what Poland can do. Or – what he is already doing, e.g. in Włocławek, where "in 2022 42 percent of all municipal housing in the country was donated" and plans to build more.
What is the success of the city? In the engagement of local authorities, that is, allowing housing policy to be conducted by local governments, to which in our pages he has already favored Piotr Wójcik, writing that "if the state has failed in the construction of housing – as evidenced by the failure of Housing plus – let it supply backing to municipalities that may be able to do so more efficiently".
However, these are not solutions that would fit into the hitherto highly neoliberal rhetoric of the current government, which is no different from its predecessors, the authors of the aforementioned defeat. As a remedium for residential hemorrhage, he so proposes a patch in the form of loans alternatively than municipal construction. You know who gets rich on akin solutions.
"The analysis of Bank Pekao shows that the gross margin obtained from the sale of housing by listed developers after the 3rd 4th of 2023 is 31.4% (data for the last 4 quarters). evidence profits are besides achieved by banks – the net profit of the banking sector in 2023 amounted to PLN 27.3 billion, which means an increase of 145.7 per cent year. For both banks and developers, these are the best financial results in more than 10 years and clearly indicate who is the main beneficiary of the current housing situation in Poland. Of course, housing owners besides gain from the crisis,” writes MJN.
Let us add that the apartments purchased do not always service their most crucial purpose, but represent an investment. However, the State does not collect comprehensive data in this respect. According to the NBP estimates, in "2022 up to 70% of housing could be purchased as an investment".
However, let us decision on to pro-social and good systemic practices.
MJN gives an example of Finland's regulation that "25 percent of fresh housing in buildings is affordable social housing". This share is expected to be increased to 35% in the future, and the state is trying to "put on the marketplace more than 7 000 affordable housing units each year", and besides implements the Housing First program, which effectively combats homelessness. According to the name, it is based on the presumption that "that a safe, own flat is the first step to exit the life crisis".
The eyes of activists and activists besides turn to the frequently cited model of imitation of Vienna. This is what the Left spoke about in the election run in the fall of 2023, and in 2022 in Political Criticism as follows wrote Among another things, Kamil Trepka: "The capital of Austria, which is besides a bastion of social democracy, is conducting a ground policy whose subject is any kind of refurbishment of land".
What does this mean in practice? MJN explains: “Localization in Vienna It is based on 3 pillars. The first of them are apartments that belong and are managed by the city. The second is properties controlled by subsidised construction companies. 3rd – buildings that return to the housing marketplace after renovation’. Additionally, the city's rent is regulated so that prices do not exceed 1⁄4 of household income. The association, utilizing the experience of another countries and cities, adds a fistful of recommendations closed in a seven-point reception to solve the crisis.
The remedy for housing problems is to destruct the metre criterion erstwhile applying for social and municipal housing, to build fresh apartments for affordable rent, to give part of the improvement apartments to cities, to limit short-term rent of apartments, to taxation on vacant homes or to reduce rent increases in rented apartments.
I will add another suggestion: since developers are so eager to compare themselves to criminals, should the state treat their plundering business as another illegal businesses?
